Top 10 Reasons to use us
- Friendly Prompt Service – Response to your Home Loan enquiry fast!
- Update you in every step of the Home Loan approval process
- Any question about your next Home Loan? just a phone call away, Even after hours or weekends
- You are dealing with only 1 person Victor. From enquiry to the settlement of your Home Loan!
- We don’t charge fees for our service. The bank pays us when your Home Loan is settled. I can Honestly tell you it’s hard to get good prompt service in Australia. We don’t “sit” on your loan, we get it done ASAP once we have all the documents.
- We only specialise in Residential Property Home Loans – you get answers to your enquiry almost immediately.
- We assess your true borrowing capacity offline with bank credit assessors calculators, hence no credit enquiry is made on your file.
- No matter what’s your circumstances, We will always structure your Home loan that will be in your favour, we have got many banks to use see the top few banks we use below.
- Home Equity Loan – Revalue your home(If an increase in Value) and take more money out to buy a car or investment property deposit.
- Depends on your circumstance, we will advise you some tips based on our experience, From First Home buyer to Multiple property Investor ourselves we have a lot of real life experience. Structuring your Home Loans correctly is the Key to Multiple Investment Properties.Home N Investment Loan, Refinance N Lower Your Repayments, Cash out 2 Buy a Car
Interest Rates from
Variable Home Loan 70% LVR 3.69% No hidden fees so no comparison rate
Variable Home Loan 80% LVR or Less 3.79% No hidden fees so no comparison rate
Variable Home Loan 80% LVR or More to 97% LVR(Including LMI) CALL TO QUOTE
Variable Investment Loan 70% LVR 3.89% No hidden fees so no comparison rate
Variable Investment Loan 80% LVR or Less 4.14% No hidden fees so no comparison rate
Variable Investment Loan 80% LVR or More to 90% LVR(Including LMI) CALL TO QUOTE
Rates are Correct as at 06/06/2018, Rates quoted are for a Bank that allows less hassle Home Equity Loan aka Cash out and P&I Repayments only, and 80% LVR or less,
Option for having Offset account: Annual fee $198/Year, no credit cards as opposed to major lenders $395/Year
Min Loan $150,000
There is no use quoting a really unreal Rates when you cannot get it. Rates Quoted can definitely be achieved @ 70%~80% LVR even for cash out too! with some special discount from an Authorised deposit-taking bank.
There are some Cheaper Interest rates from other lenders where they can have a hard credit policy, There is no use advertising a very low rate when you cannot get the money. Nowadays It's better for us Broker because We understand the changes since the Royal Commission, There are more reasons to use us than ever. Being proactive and provide Good Prompt Service saves you time. Giving you an overall smooth experience.
Home Loan in easy three steps
Describe your purchase
e.g Purchase a owner occupied or An Investment or Cash out
Get our help and advise
and give you a call on how we can help you with your needs.
After a preliminary assessment
and we will arrange a meeting and discuss things further.
Home Buyers / Home Loan
First Home Buyers and Home Buyers Helped
Investors / Investment Loan
Investors, Company or Trust, Cash out for Investment .
Years of Experience
Exprience from Mentor 8 Years
Little Info on Your Finance Broker Victor Foo @ VictorFoo.com
Mortgage Broker Assistant
- Outstanding support
- Will include non Major banks with less interest rates
- Prompt delivery
- Accounting Background
- and much more...
How we do it?
- We have helped many first home buyers
- There is no out of pocket cost for you, the bank will do their thing.
- We will be in business for a long time as we are property investors ourselves.
- We have accounting background, we look at numbers more clearly.
- Our Online home Loan platform is the best in the industry.
Why we do it?
We love real estate, our passion turn us into this industry, helping you get into a home gives us satisfaction. We think that we are providing choice to consumers. A difference in 1% of a home loan rate of a $400k loan is about $80k in interest over the lifetime of the loan 30 years.
and of course we are property investors too, we research good deals for our own, and in turn benefit our clients. A dollar save is a dollar earn.
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