Top 12 Reasons to use us

  1. Our Service is Free – No out of Pocket From you. Interest Rates are the same if not better. No Fee –  Better Service
  2. Friendly Prompt Service – Response to your Home Loan enquiry fast!
  3. Update you in every step of the Home Loan approval process
  4. Any question about your next Home Loan?  just a phone call away, Even after hours or weekends
  5. You are dealing with only 2 people, Victor Foo and your Solicitor. From enquiry to the settlement of your Home Loan!
  6. We don’t “sit” on your loan, we get it done ASAP once we have all the required documents.
  7. We only specialise in Residential Property Home Loans – you get answers to your enquiry almost immediately.
  8. We assess your true borrowing capacity offline with bank credit assessors calculators, hence no credit enquiry is made on your file.
  9. No matter what’s your circumstances, We will always structure your Home loan that will be in your favour, we have got many banks to use see the top few banks we use below.
  10. Home Equity Loan – Revalue your home(If an increase in Value) and take more money out to buy a car or investment property deposit.

Interest Rates from


Variable Home Loan 80% LVR or Less from 3.74%

Variable Home Loan 80% LVR or More to 97% LVR(Including LMI) CALL To Enquire

Variable Investment Loan 80% LVR or Less from 4.04%

Variable Investment Loan 80% LVR or More to 90% LVR(Including LMI) CALL TO QUOTE


Rates are Correct as at 14/03/2019, Rates quoted are for a Bank that allows less hassle Home Equity Loan aka Cash out up to $250k and P&I Repayments only, and 80% LVR or less $0 Annual Fee Extended to 26th Apr 2019 and loans settled by 26th July 2019

Min Loan over $200,000 to get the rates for Owner Occupied Home Loan 3.74% P+I $0 Annual Fee Extended to 26th July 2019
Min Loan over $200,000 to get the rates for Investment Rate Home Loan 4.04% P+I $0 Annual Fee Extended to 26th July 2019
There is no use quoting a really unreal Rates when you cannot get it. Rates Quoted can definitely be achieved @ 80% LVR even for cash out too! with some special discount from an Authorised deposit-taking bank. Disclaimer: Lender Fees, Charges and Credit Criteria Apply.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

There are some Cheaper Interest rates from other lenders where they can have a hard credit policy, There is no use advertising a very low rate when you cannot get the money. Nowadays It's better for us Broker because We understand the changes since the Royal Commission, There are more reasons to use us than ever. Being proactive and provide Good Prompt Service saves you time. Giving you an overall smooth experience.
Disclaimer: Your FULL Financial situation will need to be reviewed prior to acceptance of any offer or product

Home Loan in easy three steps

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