Top 12 Reasons to use us
- Our Service is Free – No out of Pocket From you. Interest Rates are the same if not better. No Fee – Better Service
- Friendly Prompt Service – Response to your Home Loan enquiry fast!
- Update you in every step of the Home Loan approval process
- Any question about your next Home Loan? just a phone call away, Even after hours or weekends
- You are dealing with only 2 people, Victor Foo and your Solicitor. From enquiry to the settlement of your Home Loan!
- We don’t “sit” on your loan, we get it done ASAP once we have all the required documents.
- We only specialise in Residential Property Home Loans – you get answers to your enquiry almost immediately.
- We assess your true borrowing capacity offline with bank credit assessors calculators, hence no credit enquiry is made on your file.
- No matter what’s your circumstances, We will always structure your Home loan that will be in your favour, we have got many banks to use see the top few banks we use below.
- Home Equity Loan – Revalue your home(If an increase in Value) and take more money out to buy a car or investment property deposit.
- Nowadays due to the Royal Commission enquiry on banks, they have tightened a little. It’s not about rates now. It’s who can lend you the money, and we know.
- Due to uncertainty in brokers remuneration from the royal commission many brokers might choose to leave the industry. You do not need to worry about using us because we have substantial other sources of passive income. We will always be in the business I can Assure you 🙂
Interest Rates from
Variable Home Loan 80% LVR or Less from 3.74%
Variable Home Loan 80% LVR or More to 97% LVR(Including LMI) CALL To Enquire
Variable Investment Loan 80% LVR or Less from 4.04%
Variable Investment Loan 80% LVR or More to 90% LVR(Including LMI) CALL TO QUOTE
Rates are Correct as at 14/03/2019, Rates quoted are for a Bank that allows less hassle Home Equity Loan aka Cash out up to $250k and P&I Repayments only, and 80% LVR or less $0 Annual Fee Extended to 26th Apr 2019 and loans settled by 26th July 2019
Min Loan over $200,000 to get the rates for Owner Occupied Home Loan 3.74% P+I $0 Annual Fee Extended to 26th Apr 2019
Min Loan over $200,000 to get the rates for Investment Rate Home Loan 4.04% P+I $0 Annual Fee Extended to 26th Apr 2019
There is no use quoting a really unreal Rates when you cannot get it. Rates Quoted can definitely be achieved @ 80% LVR even for cash out too! with some special discount from an Authorised deposit-taking bank. Disclaimer: Lender Fees, Charges and Credit Criteria Apply.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.
There are some Cheaper Interest rates from other lenders where they can have a hard credit policy, There is no use advertising a very low rate when you cannot get the money. Nowadays It's better for us Broker because We understand the changes since the Royal Commission, There are more reasons to use us than ever. Being proactive and provide Good Prompt Service saves you time. Giving you an overall smooth experience.
Disclaimer: Your FULL Financial situation will need to be reviewed prior to acceptance of any offer or product
Home Loan in easy three steps
Describe your purchase
e.g Purchase a owner occupied or An Investment or Cash out
Get our help and advise
and give you a call on how we can help you with your needs.
After a preliminary assessment
and we will arrange a meeting and discuss things further.
Home Buyers / Home Loan
First Home Buyers and Home Buyers Helped
Investors / Investment Loan
Investors, Company or Trust, Cash out for Investment .
Years of Experience
Exprience from Mentor 8 Years
Little Info on Your Finance Broker Victor Foo @ VictorFoo.com
Mortgage Broker Assistant
- Outstanding support
- Will include non Major banks with less interest rates
- Prompt delivery
- Accounting Background
- and much more...
How we do it?
- We have helped many first home buyers
- There is no out of pocket cost for you, the bank will do their thing.
- We will be in business for a long time as we are property investors ourselves.
- We have accounting background, we look at numbers more clearly.
- Our Online home Loan platform is the best in the industry.
Why we do it?
We are seriously into investing. Been Investing for over 17 Years and We love real estate, our passion turn us into this industry, helping you get into a home gives us satisfaction. We think that we are providing choice to consumers. A difference in 1% of a home loan rate of a $400k loan is about $80k in interest over the lifetime of the loan 30 years.
and we are multiple property investors ourselves, 9 in total for now, we research good deals for our own, and in turn benefit our clients. A dollar save is a dollar earn.
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